Welcome to CekinSaldo, developed and operated by Dazor Tech ("we", "our", or "us"). By downloading, installing, accessing, or using our mobile application, you agree to be bound by these Terms of Service.
1. Use of the Application
CekinSaldo is provided free of charge as a utility for checking the balance and, where supported, the recent transaction history of Indonesian electronic money cards via NFC, for personal, non-commercial use. You agree to use the application only with cards that belong to you or that you are authorised to read, and in compliance with all applicable local, national, and international laws.
2. Unofficial Application — No Affiliation with Banks or Card Issuers
CekinSaldo is an independent third-party utility. It is not an official application of, and is not affiliated with, endorsed by, or connected to Bank Mandiri, Bank Central Asia (BCA), Bank Rakyat Indonesia (BRI), Bank Negara Indonesia (BNI), Bank DKI, Bank Mega, PT KAI Commuter, PT Transportasi Jakarta, or any other card issuer or transport operator. All bank names, card names (including e-money, Flazz, Brizzi, TapCash, JakCard, JakLingko, and Kartu Multi Trip), and trademarks mentioned in the app or its store listing are the property of their respective owners and are used only to describe compatibility.
3. Read-Only Functionality — No Top-Up
The application can only read information stored on a card. It cannot top up, reload, transfer, refund, or otherwise change the balance or data on any card, and it does not process payments. Any top-up guide shown in the app is informational only; top-ups must be performed through the official channels of the issuing bank or its authorised partners.
4. Balance Accuracy Disclaimer
The balance and transaction history displayed are the values read from your card's chip at the moment of scanning:
- Pending updates: A top-up made through mobile banking, an e-wallet, or an e-commerce platform may not appear on the card until the card balance is updated through the issuer's official channel (for example by tapping the card at an official app, ATM, or merchant terminal). In that case the app will show the balance currently stored on the card, which is correct as stored.
- Hardware variance: Successful reading depends on your device having a working NFC sensor and on the card being held correctly against it. Thick phone cases, metal objects, and weak or damaged card chips can cause read failures.
- Disputes: If you believe a balance or transaction shown by your card is wrong, only the issuing bank can investigate and correct it. Please contact the issuing bank; we cannot adjust card balances or reverse transactions.
5. Intellectual Property
The application, including but not limited to its visual design, UI elements, branding, artwork, and software code, is the property of Dazor Tech and is protected by copyright and intellectual property laws. This does not include the third-party names and trademarks described in Section 2, which remain the property of their owners.
6. Local Storage and Data Responsibility
Saved cards and scan history are stored solely within your device's local storage, as described in our Privacy Policy. We do not maintain remote servers or cloud backups of your card data. Clearing the application cache or storage, or uninstalling the app, will permanently remove all locally stored data.
7. Advertisements
The application is monetised through advertisements served by Google AdMob. By using the application, you acknowledge and agree that third-party advertisements (such as banner ads and occasional interstitial ads) may be displayed within the interface to support ongoing development.
8. Disclaimer of Warranties
The application is provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, whether express or implied. Dazor Tech makes no guarantee that the application will be uninterrupted, error-free, completely bug-free, compatible with every NFC device or card variant, or meet every individual requirement.
9. Limitation of Liability
To the maximum extent permitted by applicable law, Dazor Tech shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use of or inability to use the application, including any decision you make based on a balance shown in the application (for example, entering a toll gate or boarding transport). Always keep a sufficient card balance and verify through official channels when in doubt.
10. Changes to Terms
We reserve the right to revise or update these Terms of Service at any time. Any changes become effective immediately upon being published on this page, and the "Last updated" date above will be changed accordingly.
11. Contact Us
If you have any questions or inquiries regarding these Terms of Service, please contact us at:
Developer: Dazor Tech
Email: dazortech@gmail.com
Website: https://dazortech.github.io